Step 3 – Set Your Goals

In order to plan you must first list your goals.

Your goals will help you create a spending plan.
Your goals will help you create a savings plan.

Remember, a goal is a statement that articulates:

"What is the ultimate outcome you would like to achieve in a certain period of time?"

For example: I would like to own a home in my neighborhood this year.

Use the Set Your Goals tool to write down your goals.