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HomeToday is structured as a 4-week consumer-focused educational seminar and follow-up individual counseling sessions.
Prior to the start of class participants obtain a written letter from one of our participating referral partners to demonstrate their commitment to completing the program. Then, participants attend the following classes:
| Session 1 |
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Orientation: Removing and Avoiding Barriers to Homeownership |
| Session 2 |
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Budgeting |
| Session 3 |
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Establishing and Maintaining Credit |
| Session 4 |
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Shopping for a Loan to Buy a Home |
Following the counseling sessions, participants with the necessary income may be approved for a loan to:
• refinance a current mortgage;
• purchase a new or existing home; or
• purchase and rehabilitate an existing home.
Be on your way to owning a home and a part of your neighborhood.
To learn more about the HomeToday Program call one of the Third Federal locations listed below.
| Cincinnati |
513-612-3100 |
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Cleveland |
216-441-7345 |
| Columbus |
614-471-2160 |
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Fairlawn |
330-836-8270 |
| Tampa |
813-289-3671 |
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Toll-free |
1-888-844-7333 |
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HomeToday combines innovation in lending with education to provide homebuyers the opportunity to achieve successful homeownership.
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Understand the importance of managing your money, learn how to track your spending, create a realistic savings and spending plan to establish your financial foundation.
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Understand credit, why it is wise to have good credit before buying a home, and learn how to eliminate credit card debt and re-establish a good credit history.
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Understand the five parts of a loan, the difference between one-time costs and monthly costs, how to get pre-approved and the best way to start house-hunting.
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